KATALYST

• Hardware bottleneck – Weeks of bank delays for outdated POS.
• Software disconnect – No inventory, staff or hospitality features.
• Offline curse – Cloud-only POS fails without internet.

SMEs reporting major friction

• One ERP platform — A single product and data model; you switch modes (Hospitality, Services, Retail, Agriculture), not separate siloed apps.
• Production-grade reliability — Built for real counters: offline-capable sync, audit-friendly records, and mobile-native performance (not a shrunk desktop UI).
• Fintech inside the same stack — Card on the same Android POS, bank transfers with references / virtual accounts auto-generated through whichever partner bank you connect, and NFC tap-to-pay — no bolt-on checkout app.
• POS or phone + Bluetooth receipt printer — Staff use certified POS terminals or phones; compact Bluetooth thermal printers for receipts. No bulky laptop, desktop tower, or extra “payment-only” machine on the lane.

Same ERP: ops + payments on terminal or handset

• Katalyst Smart Terminals – Premium Android, Instant delivery.
• True Offline-First – Local SQLite, seamless sync.
• Dynamic Workspaces – Retail, services, hospitality, agriculture.

SMEs across Africa

Notional annual digital flow (≈ US$1.4T × ₦1,500/USD)

• High‑frequency verticals: Supermarkets, Salons, Hotels, QSR

GTV share by sector

• Hardware – Sale & leasing
• SaaS – Monthly subscription
• Embedded Finance – Rev share on payments

Year 2 revenue mix

• KatalystCore OS – Offline SQLite, dynamic workspaces
• Universal adapter – MOMO, bank SDKs ready
• Hardware supply chain – Sunmi/PAX relationships

First 500 terminals deployment ready

SAFE / Convertible Note (≈ US$150k–US$250k @ ₦1,500/USD)

• 50% Hardware CapEx – 500–1000 terminals
• 30% Operations – Sales & logistics
• 20% Engineering – SDK, compliance